Financial Tools

Below is a list of items that a financial institution may require at loan application. Please note that this list may not be all inclusive so check with your financial institution for requirements.

Loan Application Checklist

  • Drivers license or other ID
  • Residence address for the past two years
  • Name & address of each employer for the past two years & W-2's
  • Gross monthly salary & current pay stubs for last 30 days
  • Social Security number(s)
  • 3 months bank statements
  • Names, addresses, account #'s, balances & monthly payments of all open loans
  • Address of other real estate owned
  • Money for credit report & appraisal

You may use your lender of choice when purchasing real estate.

Watts Homes & Construction recommends using a local lender not only for speed and convenience, but also for the ability to have face to face communications with your lender during and after the sale. Below is a list of lenders our customers have used and recommend.

Lender List

Bank Address Contact Phone
Mercantile Bank 811 S. Drake Rd

Kalamazoo MI 49009

Ryan Hamilton 269-544-9100
Mercantile Bank 107 W. Michigan Ave

Kalamazoo MI 49007

Julie Vickery 269-553-9100
Independent Bank 1090 N. 10th St., Ste 210

Kalamazoo MI 49009

AJ Harma 269-569-7238
Lake Michigan Credit Union 435 S. Westnedge Ave

Kalamazoo MI 49007

Kelli DeWitt 269-978-6125

direct

Lake Michigan Credit Union 435 S. Westnedge Ave

Kalamazoo MI 49007

Audrey Andrews 269-978-6120

direct

Lake Michigan Credit Union 435 S. Westnedge Ave

Kalamazoo MI 49007

Betty Murphy 269-358-4036

direct

Lake Michigan Credit Union 487 S. Drake

Kalamazoo MI 49009

John Rader 269-978-6144

direct

Prime Lending 3275 Cooley Court #160

Portage MI 49024

Stephany Rose 269-459-3790

direct

 

 
Download Lender List

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